También ofrece herramientas como Chrome DevTools, Lighthouse, Workbox y más, para facilitar el aprendizaje. Bento.io no solo ofrece su propio material, sino que también tiene una página de enlaces a otros sitios por si estás buscando más información. Simplemente puedes buscar el tema que necesitas y encontrar más sitios web con una visión diferente de la información. Esta plataforma ha creado un proceso lógico a partir de las mejores fuentes educativas disponibles en la web.
Los cursos en línea son la mejor manera de https://imagendelgolfo.mx/nacional/domina-el-analisis-de-datos-con-este-curso-online/50458381. Son baratos, ofrecen mucha información organizada y son flexibles. Hay varias formas de hacerlo, puedes elegir entre tutoriales, cursos, material de lectura o vídeos. Si no quieres leer todo el artículo, simplemente dirígete a edX, ya que es la plataforma de aprendizaje mejor valorada. En resumen, necesitas pensar por qué quieres aprender a programar. Decide qué lenguaje de programación aprender según tus necesidades y regístrate en un curso en línea que te enseñará cómo aprender a programar este lenguaje.
Transformamos la economía de nuestros países entrenando a la próxima generación de profesionales en tecnología. Ya arranqué escuela de Desarrollo Web, voy lento pero a la segura quiero entender bien para tener buenas bases. 👾 Los retos nos ayudan a afianzar los conocimientos adquiridos, otorgándonos experiencia.
Es decir, una secuencia ordenada de instrucciones que en conjunto forman un programa. De esta manera, se logra que un dispositivo, máquina o artefacto cumpla instrucciones específicas o complejas. La sintaxis es la representación visual de los lenguajes de programación.
Por ejemplo, si queremos llegar a construir un juego como Clash Royale, primero tendremos que desarrollar algo más elemental, como el Tres en raya. Decidí comenzar por esta web porque me apasiona el lenguaje y todo lo que se pueda desarrollar con el y pensé ¿Porque no dedicarle un lugar? Y entonces se me ocurrió Pythones como un blog dedicado a todos esos aficionados, pero también tendiéndole la mano a curso de analista de datos quienes se inician. Se pueden crear videojuegos y existen algunos muy famosos que utilizan o están desarrollados completamente en Python!. Otro ejemplo es Eve Online que utiliza este lenguaje para gestionar la conexión de los usuarios. A partir de este módulo encontrarás entradas ordenadas cronológicamente según su dificultad y también podrás leer entradas sobre el tema en particular que te interese!.
Puede que, a pesar de que te esté convenciendo de lo ideal que es aprender a programar, no tengas muy claro cuál es su propósito y que es lo que un ordenador puede hacer por ti, y te entiendo. Sin embargo, déjame decirte que cualquier cosa que un ordenador haga ha sido previamente programada. Es decir, las aplicaciones de la programación son casi infinitas. La mejor parte de esta experiencia educativa es que no se siente como si estuvieras aprendiendo. Tu objetivo es salvar al mundo de una invasión de máquinas, y usarás tus nuevas habilidades de programación para hacerlo. Además, puedes consultar el blog de Solo Learn y leer noticias recientes sobre aplicaciones, tecnología y consejos para aprender a codificar.
Con Dash obtendrás una comprensión más amplia del desarrollo de sitios web. Es un gran lugar para principiantes sin experiencia de desarrollo. Dash es un curso en línea gratuito que te enseñará los aspectos básicos del desarrollo web, todo dentro de tu navegador web. Puedes sumergirte en los tutoriales para aprender a programar gratis de una hora o tomar un enfoque más estructurado. Un curso de la Universidad Autónoma de Madrid en el que aprenderás a desarrollar una aplicación web desde cero con diferentes tecnologías como HTML, CSS, Python, JSON, JavaScript y Ajax. Un curso de la Universitat Politècnica de València en el que aprenderás a programar con Python desde cero.
Como con cualquier habilidad, la práctica es esencial para aprender a programar. Esto significa que necesitas dedicar tiempo a escribir código y resolver problemas de programación. A medida que practicas, puedes enfrentarte a diferentes desafíos y problemas que te ayudarán a mejorar tus habilidades y a familiarizarte con diferentes conceptos y técnicas de programación. Aprender a programar solía significar horas y horas de educación costosa. Pero, con todos los recursos de programación gratuitos disponibles en la actualidad, puedes aprender a programar en tiempo récord y sin tener que pagar ni un céntimo.
Familiarízate con algunos recursos de aprendizaje que existen y practica hasta que seas competente. Si quieres iniciarte en el mundo de la programación y convertirte en desarrollador, puedes comenzar desde cero con solo tener un PC y una conexión a Internet. Cada vez más programadores aprenden por su cuenta, y los ya expertos recomiendan usar plataformas online para empezar. ¿Alguna vez pensaste en crear tus propios juegos de computadora, pero no tenías idea cómo hacerlo o por dónde comenzar?
En la era digital actual, tener un dominio propio es crucial para establecer una presencia en línea sólida. Soy programadora, escritora y creadora de contenido para freeCodeCamp. Es uno de los lenguajes dinámicos más populares que apareció en los 90 de la mano de Guido Van Rossum y se basó en la serie Monty Python para darle el nombre. Actualmente es muy conocido como uno de los lenguajes “scripting” más potentes. Se requiere de tener motivacion y dedicarse por completo pero bien.
Apoteka DELFARM danas je obilježila 11 godina od osnivanja, a u nastavku pogledajte kako je to izgledalo na proslavi rođendana.
Mas não basta saber o que é um Bootcamp para implementá-lo, mas sim pensar e planejar estrategicamente cada uma das ações para alcançar o máximo potencial que a atividade propõe. Então, por mais que a proposta do Bootcamp seja chegar aos limites do corpo, ninguém quer passar por acidentes, certo? Talvez você já tenha ouvido falar o que é um Bootcamp e esteja pensando em implementá-lo em sua academia, mas ainda têm dúvidas se realmente é uma boa ideia. Por isso, ter uma noção básica da lógica de programação e dos campos de atuação é uma alavanca para a carreira na área, principalmente para os iniciantes. Está etapa é muito importante pois facilitará o entendimento mais aprofundado desses conceitos ao longo do programa.
Enquanto nas universidades você terá um conhecimento mais teórico, estudando as mais diversas áreas da ciência da computação, o bootcamp é focado exclusivamente em programação, um dos campos na área tecnológica. No auto aprendizado ainda corre-se o risco de consumir informações erradas, o que pode prejudicar na sua evolução profissional. A popularização da internet permitiu que muitas pessoas pudessem acessar informações que, sem ela, eram muito mais difíceis de serem consumidas.
Isso ocorreu, porque as atividades presenciais foram reduzidas, para que fosse possível controlar a disseminação do vírus. Outro ponto interessante é que com a convivência mais intensa com os colegas, os participantes acabam desenvolvendo o espírito de time e se empenham ainda mais em ajudar os companheiros em momentos de aprendizagem. O Bootcamp é feito para ser um ambiente colaborativo, onde uma pessoa ajuda bootcamp de programação a outra a crescer e melhorar, seja no âmbito do empreendedorismo, da tecnologia, das artes, dos esportes físicos e eletônicos, entre outros. Enquanto uma pós-graduação tradicional leva geralmente dois anos para ser finalizada, o bootcamp é feito em algumas semanas (ou até menos dependendo do programa em questão). O bootcamp é uma imersão em determinada área ou tema específico durante um curto espaço de tempo.
Ao incorporar esses elementos em sua carreira, os desenvolvedores front-end podem impulsionar seu crescimento profissional e se destacar no competitivo mercado de trabalho. Portanto, um bootcamp é uma opção atraente para aqueles que desejam seguir uma carreira de sucesso na programação front-end. A exigência por experiência também é fundamental e virou demanda constante nos anúncios de vagas de trabalho. Por isso, se você atua na carreira de tecnologia da informação, um bootcamp de programação é a melhor ferramenta para o seu desenvolvimento. Afinal, seja você um analista de dados, cientista de dados ou profissional de desenvolvimento web e teste de software, a estrutura do programa torna o aprendizado rápido e com foco na prática.
A Awari é uma plataforma de ensino especializada em programação, oferecendo cursos com aulas ao vivo, mentorias individuais com profissionais renomados e suporte de carreira personalizado. Não perca a chance de aprender com os melhores e iniciar sua jornada rumo ao desenvolvimento profissional em dados. Um bootcamp é uma modalidade de ensino que tem ganhado muita popularidade nos últimos anos. Trata-se de um programa intensivo de treinamento com duração de algumas semanas https://www.portalonorte.com.br/concursos-e-empregos/por-que-investir-em-um-bootcamp-de-programacao-em-vez-de-cursos/123213/ a alguns meses, focado no aprendizado acelerado e prático em uma área específica, como programação, marketing digital e design. Portanto, se você está em busca de desenvolver novas habilidades específicas e entrar rapidamente na carreira desejada, um bootcamp pode ser a escolha ideal. No final das contas, a escolha entre um bootcamp e um curso tradicional depende das suas metas de aprendizado, disponibilidade de tempo e da abordagem que melhor atende às suas necessidades.
Existem também cursos com a proposta bootcamp voltados para diversas profissões do mercado, inclusive para a área de recursos humanos, mas é mais comum encontrar bootcamps de tecnologia associados à programação e dados. Se você der um Google, vai achar uma tonelada de instituições oferecendo bootcamp de programação. Mas vale citar, aqui, a TripleTen, que se destaca não só no Brasil, mas também é multipremiado nos Estados Unidos, responsável por formar milhares de alunos ao redor do mundo. Quando comparamos um bootcamp com outros métodos de ensino, é natural que a primeira opção se sobressaia.
Com tudo o que foi abordado, é possível perceber que o Bootcamp é muito enriquecedor. Seja na área de esportes eletrônicos, ou em outros mercados, os profissionais podem se beneficiar de conhecimentos e habilidades trabalhadas de forma intensiva. O aprendizado é praticamente infinito, de modo que cada treinamento nessa modalidade acrescenta muito para o currículo e para as habilidades estratégicas e culturais de cada um que participa. Aqui no Brasil, times como a MIBR de Counter Strike e KEYD de League of Legends foram pioneiras na realização de Bootcamps, fazendo excursões para treinamentos intensivos na Europa, Ásia e América do Norte.
O computador veio solucionar um grande problema da época, que era a realização e operações matemáticas complexas quase que instantâneamente. Moxú, que era faxineiro e fez uma transição para Ciência de Dados, dá dicas para profissionais que querem entrar na área de tecnologia. Descubra quais são as datas mais importantes para abordar no planejamento anual. Digite seu endereço de e-mail para receber notificações de novas publicações por e-mail.
O fórum é um espaço onde os participantes do bootcamp podem deixar suas dúvidas e também ajudar outros alunos a resolver desafios de código. Ele faz referência ao envio de soldados americanos para treinamentos militares intensivos, com campo de batalha simulado. O Vale do Silício absorveu terminologia para definir os treinos na área de tecnologia.
The trades are closed in milliseconds, and the system itself is operating at a speed of light. These strategies typically used here are arbitrage and scalping and essentially involve quick fluctuations in price and high volumes of trade. Our in-house trading expert Dr Yury Safronau, PhD in Economic Sciences, gives you daily his best forex, metals, and cryptocurrencies to buy and sell signals right now.
We can expect to see this sphere thrive and grow as we see AI based trading systems grow. Algorithmic trading is a system of trading that facilitates buy/sell decisions in the financial markets using advanced mathematical tools and strategies. For example, certain versions of C++ may run only on select operating systems, while Perl may run across all operating systems. While building or buying trading software, preference should be given to trading software that is platform-independent and supports platform-independent languages. Understanding fees and transaction costs with various brokers is important in the planning process, especially if the trading approach uses frequent trades to attain profitability. MatLab, Python, C++, JAVA, and Perl are the common programming languages used to write trading software.
Purchasing ready-made software offers quick and timely access, and building your own allows full flexibility to customize it to your needs. Before venturing into algorithmic trading with real money, however, you must fully understand the core functionality of the trading software. Next, a news-based algorithmic trading system can be a good option for more adrenalin loving traders. In this strategy, it is important to connect a trading system to news wires. You can either compare accurate data to the market consensus or previous data. This trading strategy can be very profitable but also involves a high-risk possibility.
The software should have the necessary connectivity to the broker(s) network for placing the trade or a direct connectivity to the exchange to send the trade orders. Algorithmic trading is dominated by large trading firms, such as hedge funds, investment banks, and proprietary trading firms. Many sophisticated trading algorithms aim to reduce emotional interference and disturbance into the trading process. Following trading algorithms help traders and brokers in executing orders and provide an optimal solution.
A common saying goes, “Even a monkey can click a button to place a trade.” Dependency on computers should not be blind. While buying trading software, one should ask for (and take the time to go through) detailed documentation that shows the underlying logic of particular algorithmic trading software. Avoid any trading software that is a complete black box, and that claims to be a secret moneymaking machine. Algorithmic trading is the process of using a computer program that follows a defined set of instructions for placing a trade order.
All trading algorithms are designed to act on real-time market data and price quotes. A few programs are also customized to account for company fundamentals data like earnings and P/E ratios. Any algorithmic trading software should have a real-time market data feed, as well as a company data feed. It should be available as a build-in into the system or should have a provision to easily integrate from alternate sources. Purchasing ready-made software offers quick and timely access while building your own allows full flexibility to customize it to your needs. The automated trading software is often costly to purchase and may be full of loopholes, which, if ignored, may lead to losses.
Most trading software sold by third-party vendors offers the ability to write your own custom programs within it. Software that offers coding in the programming language of your choice is obviously preferred. This scheme allows them to place smaller orders at different times, which prevents other market participants from finding out. Financial institutions can trade under normal market conditions this way, avoiding sudden price fluctuations.
The high cost of the software may also eat into the realistic profit potential from your algorithmic trading venture. On the other hand, building algorithmic trading software on building winning algorithmic trading systems your own takes time, effort, a deep knowledge, and it still may not be foolproof. KEVIN J. DAVEY is a professional trader and a top-performing systems developer.
Quants generally have a solid knowledge of both trading and computer programming, and they develop trading software on their own. The mean reversion trading strategy is an algorithmic Forex strategy based on the assumption that markets are ranging from 80% of the time. The terminals executing this strategy are usually calculating an average asset price based on historical data. Furthermore, they are placing trades in expectation of current price returns to the average price. At the moment, he trades full-time for his own personal account, while helping traders around the world see more results in their trading. Algorithmic trading software is costly to purchase and difficult to build on your own.
That is the reason why they are not placing their orders to only one broker, but instead, divide it into smaller positions and execute these under different brokers. Cryptocurrency exchanges used to have big arbitrage opportunities in 2017. Thus you could see people open Binance account and Huobi account and a few other accounts, mostly in Korea, and look for price differences. The risk involved in automatic trading is high, which can lead to large losses.
Also, there’s a possibility to take into account previous historical data and build future projections on this basis. Before we list out the top 8 Forex algorithmic trading strategies, you should know the pros and cons of algorithmic trading before you implement it into your day-to-day life. This enables the automated trading system to take advantage of any profit-making opportunities arising in the FX market much before a human trader can even spot them. In episode 67 of the Desire To Trade Podcast, I interview Kevin Davey, an algorithmic trading system builder, and trader.
A trader may like to experiment by switching to the 20-day MA with the 100-day MA. Unless the software offers such customization of parameters, the trader may be constrained by the built-in fixed functionality. Whether buying or building, the trading software should have a high degree of customization and configurability. Traders looking to work across multiple markets should note that each exchange might provide its data feed in a different format, like TCP/IP, Multicast, or FIX.
Regardless of whether you decide to buy or build, it is important to be familiar with the basic features needed. High-frequency trading is regularly mixed with scalping in the retail Forex world.
Given the advantages of higher accuracy and lightning-fast execution speed, trading activities based on computer algorithms have gained tremendous popularity. Latency is the time-delay introduced in the movement of data points from one application to the other. While using algorithmic trading, traders trust their hard-earned money to their trading software. For that reason, the correct piece of computer software is essential to ensure effective and accurate execution of trade orders.
The https://www.bookstime.com/ is a fundamental principle stating that a company’s assets (i.e. resources) must always be equal to the sum of its liabilities and equity (i.e. funding sources). If your business has more than one owner, you split your equity among all the owners. Include the value of all investments from any stakeholders in your equity as well. Subtract your total assets from your total liabilities to calculate your business equity. But, that does not mean you have to be an accountant to understand the basics. Part of the basics is looking at how you pay for your assets—financed with debt or paid for with capital.
In this case, Speakers, Inc. uses its cash to buy another asset, so the asset account is decreased from the disbursement of cash and increased by the addition of installation equipment. The accounting equation sets the foundation of “double-entry” accounting, since it shows a company’s asset purchases and how they were financed (i.e. the off-setting entries). This increases the cash account (Asset) by $120,000, and increases the capital stock (Equity) account. These may include loans, accounts payable, mortgages, deferred revenues, bond issues, warranties, and accrued expenses.
The accounting equation connotes two equations that are basic and core to accrual accounting and double-entry accounting system. As a small business, your purchases are funded by either capital or debt. Let’s take a look at the formation of a company to illustrate how the accounting equation works in a business situation. Required Explain how each of the above transactions impact the accounting equation and illustrate the cumulative effect that they have.
The accounting equation is only designed to provide the underlying structure for how the balance sheet is formulated. As long as an organization follows the accounting equation, it can report any type of transaction, even if it is fraudulent. At first glance, you probably don’t see a big difference from the basic accounting equation. However, when the owner’s equity is shifted on the left side, the equation takes on a different meaning.
In addition, the accounting equation only provides the underlying structure for how a balance sheet is devised. Any user of a balance sheet must then evaluate the resulting information to decide whether a business is sufficiently liquid and is being operated in a fiscally sound manner. Before getting into how the accounting equation helps balance double-entry bookkeeping, let’s explain each element of the equation in detail.
It represents what is left from the assets when all the liabilities have been paid off. So, now you know how to use the accounting formula and what it does for your books. The accounting equation is important because it can give you a clear picture of your business’s financial situation. It is the standard for financial reporting, and it is the basis for double-entry accounting.
The accounting equation states that a company's total assets are equal to the sum of its liabilities and its shareholders' equity. The accounting equation is the basic element of the balance sheet and the primary principle of accounting. It helps the company to prepare a balance sheet and see if the entire enterprise’s asset is equal to its liabilities and stockholder equity. Using this version, it’s easier to highlight the relationship between liabilities and equity.
At a general level, this means that whenever there is a recordable transaction, the choices for recording it all involve keeping the accounting equation in balance. The accounting equation concept is built into all accounting software packages, so that all transactions that do not meet the requirements of the equation are automatically rejected. You can automatically generate and send invoices using this accounting software. Further, creating financial statements has become considerably easier thanks to the software, which lets you draft balance sheets, income statements, profit and loss statements, and cash flow statements. Since the balance sheet is founded on the principles of the accounting equation, this equation can also be said to be responsible for estimating the net worth of an entire company. The fundamental components of the accounting equation include the calculation of both company holdings and company debts; thus, it allows owners to gauge the total value of a firm's assets.
The balance sheet reports a company's assets, liabilities, and owner's (or stockholders') equity at a specific point in time. Like the accounting equation, it shows that a company's total amount of assets equals the total amount of liabilities plus owner's (or stockholders') equity. Double-entry accounting uses the accounting equation to show the relationship between assets, liabilities, and equity. When you use the accounting equation, you can see if you use business funds for your assets or finance them through debt. The accounting equation is also called the balance sheet equation.
The inventory (asset) will decrease by $250 and a cost of sale (expense) will be recorded. (Note that, as above, the adjustment to the inventory and cost of sales figures may be made at the year-end through an adjustment to the closing stock but has been illustrated below for completeness). Like any mathematical equation, the accounting equation can be rearranged and expressed in terms of liabilities or owner’s equity instead of assets. The income statement is the financial statement that reports a company's revenues and expenses and the resulting net income.
», мне давали ответы "Неполадки в системе", а последний диалог закончился тем, что я была послана прямым текстом. Он доступен в онлайн и оффлайн режимах и работает на Windows и macOS. Команда предлагает несколько терминалов для трейдинга, в число которых входит и MetaTrader 4.
Когда вошла на платформу в понедельник, то пришла в ужас — у меня был отрицательный баланс. Он перезвонил минут через 5 и сказал, что я нарушила правило, по которому нельзя закрывать сделки на сумму больше, чем 10% от баланса. Я была уверена, что он мне этого не говорил, но спорить не стала.
Я немного не завёл к ним средства, вот был бы капец, кто бы мне их потом возвращал. Судя по данным с сайта, «Макси Трейд» находится на Карибских островах, то есть, в оффшорной зоне. А значит, законы России на компанию не распространяются. Но это просто данные другой фирмы, не имеющей отношения к русскоязычному форекс-лохотрону.
Также нужно ознакомиться с правилами предоставления услуг. На это стоит обратить серьезное внимание, чтобы в будущем у сторон не было друг к другу вопросов. Для удобства навигации по нашему интернет магазину, рекомендуем использовать карту сайта. Если вам есть что рассказать о компании МаксиТрейд, пункт выдачи, пожалуйста, оставьте ваш отзыв.
Нынешние клиенты анализируемой компании отметили, что для них главное – это гибкость, легкость управления и простота использования платформы. Но здесь нельзя моментально снять деньги – клиенту придется подождать. В связи с сезоном смены резины, очень сильно выросло количество заказов на шины и диски. Убедительная просьба оформлять заказы через корзину на сайте. При не возможности оформить заказ через сайт, называть артикул товара по телефону.
О создателях и владельцах информацию не найти, как и дату регистрация. Первый раз из компании Maxitrade мне звонили, кажется, под конец 2018 года. Женский голос на том конце представился Елизаветой Андреевой. Девушка хотела рассказать мне о предоставляемых услугах и поделиться отзывами, но я отказался. Я уже один раз пробовал торговать на бирже и это плохо кончилось. Однако мой отказ Лизу не отпугнул, она начала бомбить мне на телефон каждую неделю и предлагать поработать с их фирмой.
Позиции открывались и открывались, а свободного ресурса становилось все меньше. Мне начало казаться, что еще немного и счет подвергнется обнулению. Так и произошло через 2 дня, потому что Лиза проигнорировала все мои обращения и говорила только, что они с Дмитрием следят за ситуацией. В результате это обернулось потерей тех квартир, которые я заложил. Не могу объяснить, по какой причине, я согласился перевести 100 долларов.
Все это было заманчиво, если не упомянуть о том, что мне дали сжатые сроки. До тридцать первого января с меня требовалось перечислить десять тысяч долларов США. Компания сообщает о нацеленности на торговлю криптовалютами, maxitrade отзывы однако старается работать как универсал. Принадлежит компании Day Dream Instruments Ltd с регистрацией по адресу на офшорных Маршалловых островах. Данных о лицензировании деятельности не предоставляет.
Очевидно, что проект не ведет легальной коммерческой деятельности. Изначально все наше сотрудничество было очень и очень медленным. Все шло чудесно, мы получали доход, но для этого мне требовалось постоянно пополнять счёт.
Или, быть может, сами вы однажды случайно неосознанно на такое повелись? Обманным путём в прошлом году компания Maxitrade выманила у меня много денег. Самое обидно в этой ситуации, что кроме себя мне винить по факту некого.
Когда возвратился в Российскую Федерацию, я повстречался с адептом банка и поставил свою подпись в нужные бумаги. Далее сотрудничество продолжилось с новым сотрудником – Горовым Тимуром (электронная почта − [email protected], timurgo.maxitrade – Skype). На тот момент я еще верил, что хоть кто-то поможет мне с возвратом денег. Смог добиться извинений со стороны финансового департамента, но они отказывались восстанавливать счет пока не получат новых взносов. Я начала искать информацию, читать отзывы — Maxitrade обманул много людей.
В общей сложности нужно было $ , из них $ финансировались компанией (для выхода на рынок). Я уже был в команде Владимира по отработке по акциям, и мне оформили софинансирование на сумму утерянных средств. К тому же надо было открыть депозит на MetaTrader 4. Он предлагал дополнить счёт до $ и попробовать себя в этом.
Согласился и написал своему специалисту Ивану, дабы обговорить все детали этой истории. Подробно рассказал о предложении Мамедова, ждал поддержки. Даже сообщил Королеву о том, как тяжело мне будет отыскать 5 000$. Иван сказал, что возьмёт эту проблему на себя и проконтролирует, чтобы мне начислили бонусные баллы в объеме 5000$, которые сулил мне Эрнест Мамедов. Как вы можете догадаться, в последующем это не случилось.
Maxitrade – это черный брокер, который маскируется под современную платформу по работе с криптовалютой. При этом авторы проекта активно рекламируют обучение и свою платформу для заработка на цифровых активах. Если же внимательнее прочитать правила, то оказывается, что торговать запрещено резидентам или гражданам Америки. Плюс, у клиентов нет абсолютно никаких прав на личный счет и хранящиеся на балансе средства, так как никто не дает эксклюзивное право на пользование. То есть, администрация может закрыть счет, сняв с него всю сумму и сославшись на нарушение каких-то правил.